Thank you so much for your insights...  I love this idea not only because it benefits us in the long run, but because I find as an adult it is what keeps me going, keeps me interested and motivated and excited about life.  The continual learning and growing is so powerful.  I also know that all of the things I learned as a child, even those I disliked at the time, have come back to benefit me ten-fold and have given me great opportunity and joy.

I really appreciate your suggestions Georgia, and will take them to heart.

Deb