Jon, great post, love change of all types, coins, life and business. As for the type of change leader we are, I go back to your analogy. Use what you need at the time, but use it. If you require a penny then that’s what you use. If you require a large change then bundle it together and use it. Storing it in a pot hidden in a cupboard with no intent of use is just throwing money away, literally, and keeping it in you pocket will wear it out. It is amazing, as you point out how many of us tend to not bother with change (yes I am guilty sometimes), for the only fact I can think of, it is just too much effort.

Even collection change, rolling quarters and dimes is a pain, it requires effort and perseverance. Then you have to go to the bank and wait in line only to be treated with indifference, perhaps even a little ridicule. Finally your bank balance reflect the change and you are treated with respect, and here it is where you have to keep going, what was a change is now your new system and this requires use, and guess what, more change.

Change is not for everyone, but it is a requirement of leadership today. It is not always easy and it requires effort and perseverance, even once you have made that deposit it takes time for change to have an affect on balance.

Thanks for the great brain food.
Kind Regards,
Simon